TVM Calculator
PV: $ Rate: %
PMT: $ Periods:
FV: $

The Timve value of money calculator can be used to perform many time value of money related calculations including the calculation of the present value or future value of a single cash flow or annuity, the Annuity Payment given the Present or Future Value of the annuity, and the Nominal Rate which an investment must earn to grow to a Future Value in a specified number of Periods. The calculator works similarly to the Time Value of Money functions of the Texas Instruments BA II Plus calculator.

  1. Present Value Field - The Present Value is displayed or entered in this field.
  2. Payment Field - The Annuity Payment is displayed or entered in this field.
  3. Future Value Field - The Future Value is displayed or entered in this field.
  4. Nominal Rate Field - The Nominal Interest Rate is displayed or entered in this field.
  5. Periods Field - The number of Periods is displayed or entered in this field. When the Future Value is non-zero the number displayed in this field represents the number of periods in the future in which the Future Value occurs. When the Payment Field is non-zero the number displayed in this field represents the number of annuity payments.
  6. Compounding Field - The value selected in this pop-up represents the Compounding Frequency of the Nominal Interest Rate. For Annuities, it also represents the Frequency of the Annuity Payments.
  7. Buttons - Press these buttons to calculate the corresponding value.
� 2002 - 2019 by Mark A. Lane, Ph.D.