🎄 GRANDMA'S $1,000
START
FIN 301 & FIN 310 • Interactive Family Market Debate

Grandma gives you $1,000.
What should you do?

Christmas dinner turns into a market debate. One family member appears at a time. Listen to the argument. If you agree, stop the round. If not, hear the next person.
Grandma's rule: You cannot split the money. Your final choice is all physical gold or all in a broad U.S. stock fund.
Tip: A = Agree • → = Next opinion • F = Full screen

Do you agree with this person?
Agreeing records this viewpoint and immediately moves to the next round. You may change your mind later.

Nobody convinced you.

🪙 GOLD

📈 STOCKS

FINAL DECISION

Grandma puts the $1,000 envelope on the table.

No more opinions. No 50/50. What will you do with the entire $1,000?

🪙 ALL $1,000 IN GOLD

Possible geopolitical hedge and crisis asset, but no earnings or dividends. Real yields, the dollar, premiums and dealer spreads matter.

📈 ALL $1,000 IN STOCKS

Ownership in productive businesses with earnings, dividends and compounding, but war, recession, high rates and valuation risk can hurt.

ONE POSSIBLE FUTURE — NOT A FORECAST

What happened next?

READY
Important: The future prices shown in this exercise are hypothetical predictions only. They are created for classroom discussion and are not intended to be realistic forecasts. The numbers are not based on historical return patterns, statistical models, analyst forecasts, or expected future returns.
Do not focus on whether the future prices are “correct.” Focus on why gold and stocks may react differently under each scenario.

🪙 GOLD — value of $1,000

$1,000
Starting value

📈 STOCKS — value of $1,000

$1,000
Starting value
Grandma's $1,000 — revealed through time
🟡 Gold    🟢 Stocks
Your choice has been made. The values that follow are hypothetical classroom predictions only. They are not realistic forecasts and are not based on historical patterns, statistical models, analyst forecasts, or expected returns. Focus on why gold and stocks react differently.
THE LESSON

A good decision is not the same as a guaranteed winning outcome.

🌍 Geopolitics→🛢 Oil→🔥 Inflation→🏦 Fed / BOJ→💱 FX / Carry Trade→🇺🇸 Treasuries→📉 Yields→📈 Stocks / Gold
Your goal, time horizon, liquidity needs, risk capacity and future income matter. International investors matter too. The Fed controls its policy target, but global capital flows also help determine U.S. market yields and financial conditions.
SHOW ALL STORIES • FINAL CLASS REVIEW

Now see all the stories and opinions at once.

During the game, you heard one person at a time. Now compare every person and every round together. Look for the links between geopolitics, inflation, monetary policy, global capital flows, liquidity, risk capacity, gold and stocks.