FIN310 • Course Hub Index

Two-track course: Part I — Money & Banking and Part II — Financial Markets & Institutions. Reference site from the previous year class: https://www.jufinance.com/fin310_24f/
Theme:

Course Basics & Projects

Syllabus (On-Page)

Cross-listed with FIN 310. Credit cannot be awarded for both ECON 310 and FIN 310.

Meeting Information

Section: ECON 310 • 103Z • 25FALL

When/Where: TR 12:30–1:45 PM · Room SIJU137

Instructor: Maggie Foley (mfoley3@ju.edu)

Office: DCOBT 118A · Office Hours: Mon–Thu 2–3 PM & by appt.

Texts & Materials

Money, Banking, and Financial Markets, Cecchetti & Schoenholtz, 6e (2020), McGraw-Hill Irwin. ISBN 978-1260571363.

Lecture integrates textbook, primary sources, and discussion.

Course Outcomes

  • Describe U.S. financial markets and instruments
  • Explain risk and its role in decisions
  • Identify drivers of interest rates
  • Explain stock market efficiency foundations
  • Understand basic derivatives
  • Compare intermediation vs. direct finance
  • Articulate current monetary policy & effects
  • Use standard financial terminology
Grading & Coursework
ComponentWeight
Two Mid-Term Exams40%
Final Exam20%
Term Project10%
Homework20%
Quizzes (T/F at end of each class; up to 6 misses allowed)10%

Exams: Closed-book/notes; mostly new material but cumulative concepts may reappear.

Quizzes: End of each class; also used for attendance. Up to 6 misses without penalty.

Homework: Due at start of class; legible and done individually unless stated.

Make-ups: With documentation (doctor, coach, Student Life, or university official); notify instructor in advance when possible.

Electronics: Laptops/tablets/phones generally not allowed unless required for an activity.

Extra Credit: Max 5 points across opportunities announced by the instructor.

Weekly Schedule (subject to change)
  • 8/19 — Introduction
  • 8/21 — Ch.15–18 Federal Reserve & Monetary Policy I
  • 8/26 — Ch.15–18 Federal Reserve & Monetary Policy II
  • 8/28 — Ch.15–18 Federal Reserve & Monetary Policy III
  • 9/2 — Ch.11–14 M0, M1, M2
  • 9/4 — Ch.11–14 Banks & Banking System I
  • 9/9 — Ch.11–14 Banks & Banking System II
  • 9/11 — Review
  • 9/16 — Ch.2 What is Money I
  • 9/18 — Ch.2 What is Money II
  • 9/23 — First Mid-Term Exam
  • 9/25 — Ch.3 Financial Instrument, Market & Institution I
  • 9/30 — Ch.3 Financial Instrument, Market & Institution II
  • 10/2 — Ch.5 Diversification
  • 10/7 — Ch.9 Options
  • 10/9 — Ch.8 Stock Market
  • 10/14 — Ch.8 Mutual Fund
  • 10/16 — Ch.6 Bond Market I
  • 10/21 — Ch.6 Bond Market II
  • 10/23 — Ch.7 Ratings, Term Structure, Yield Curve I
  • 10/28 — Ch.7 Ratings, Term Structure, Yield Curve II
  • 10/30 — Second Mid-Term Exam
  • 11/4 — Ch.9 Futures Contract
  • 11/6 — Ch.10 International Finance
  • 11/11 — Ch.10 International Finance
  • 11/13 — Intro to Blockchain, Bitcoin & Ethereum I
  • 11/18 — Intro to Blockchain, Bitcoin & Ethereum II
  • 11/20 — Review
  • 11/22 — Final Exam 3:00–5:30 PM & Term Project Due

Exam Solutions

Course Grade Calculator Try before the final

Unofficial tool to estimate your FIN310 course grade using your Midterms, Final (what-if), Quizzes, Homework, and Term Project.

Enter all scores as percentages (0–100). If quizzes or homework are out of 10 points each, convert to % first (for example 8/10 → 80).

Open FIN310 Grade Calculator

First Midterm — Solution

Administered in class (54 T/F; last 4 ungraded). Solution provided as an HTML/JS page.

Open Solution (HTML)

Second Midterm (10/14/2025)

Covered through: 10/14/2025 Sessions 5–9

Administered in class (54 T/F; last 4 ungraded). Study guide and solutions (solutions posted after exam).

📗 Study Guide

Bank basics, regulation, fractional reserve, credit unions, failures.

Open Study Guide

🗂️ Solutions

Posted after the in-class exam.

Open Solution (HTML)

Final Exam 11/22/2025 · 3:00–5:30 PM

SIJU137 (In-Class) Comprehensive (emphasis on Sessions 10–17) • Closed-book

Administered in class. The Part III portion uses 80 True/False questions covering Sessions 10–17 (commodities & gold, futures & hedging, mutual funds, FX, options, MBS, ABS, money markets & repo). 5 out of the 80 are not graded (75 count toward the score).

📕 Final Exam Study Guide

Narrative overview, checklists, and exam tips for Sessions 10–17.

Open Study Guide

Trading Game Tools (FINVIZ + MarketWatch)

Use these for the class MarketWatch game. Open an app, pick candidates in Finviz, then size the trade properly.

Featured Video

MarketWatch game walkthrough

Short-Only Scanner (App)

Daily shorts with presets, risk tool, checklist.

Open Short App

Long-Only Position Builder (App)

Fundamentals + technical entries, sector mix planner.

Open Long App

MarketWatch Game Website

Create/join your class game (Virtual Stock Exchange).

Open MarketWatch Games

FINVIZ Screener

Run scans, then use the apps above for sizing & diversification.

Open FINVIZ

How to Win the MarketWatch Game

  • Risk 1% per trade (use the app calculator). Journal each trade.
  • Diversify (cap ≈ 25% per sector). Avoid crowding one theme.
  • Entries: Long—buy dips in uptrends; Short—fade weak bounces.
  • News check: Don’t short fresh strong catalysts; ride positive drift on longs.
  • Protect winners: Take partials; trail stops near support/resistance.

Class Game Rooms

Game - FIN310 25 Fall (Live) (have fun)

Part I — Money & Banking

Session 1 The Federal Reserve

Intro, short history, role, structure, 2010 chair (Bernanke), JU 2011 visit, videos, mini-quiz.

Open Session 1

Session 2 Monetary Policy

Fed funds rate, OMOs, discount window, IORB, QE/QT, transmission, statements/minutes, quiz.

Open Session 2

Session 3 What Is Money?

Money vs. income/wealth, M0/M1/M2, deposits & money creation, velocity basics, quiz.

Open Session 3

Session 4 Crypto & Stablecoins

Blockchain basics, BTC/ETH, stablecoin types & risks (fiat-backed/crypto/algorithmic), policy, quiz.

Open Session 4

Part II — Banks & Money/Payments

Session 5 Banking System

Overview of how modern banks operate: balance sheet basics, capital & liquidity, deposit insurance (FDIC), supervision, and lender-of-last-resort. Includes quiz and examples.

Open Session 5

Session 6 Banking Regulations

U.S. and global bank regulation history (post-2008, post-2018), Basel accords, capital & liquidity rules, stress tests, resolution and “living wills.”

Open Session 6

Session 7 Fractional Reserve Banking

Step-by-step T-accounts, geometric money multiplier, real-world frictions (excess reserves, currency drain, capital limits) and interactive simulator game with quiz.

Open Session 7

Session 8 Discussion Session

Structured debates on Too-Big-to-Fail, stablecoins vs banks, “start-a-bank?”, and "what to do if my bank fails tomorrow" scenarios. Students pick sides, reveal explanations, and see final instructor verdicts.

Open Session 8

Session 9 Credit Unions & VyStar

Member-owned credit unions, NCUA insurance, field of membership, and a local case study on VyStar (Jacksonville). Includes eligibility checker, coverage calculator, and quiz.

Open Session 9

Part III — Markets & Trading Applications

Hands-on modules focused on instruments, selection frameworks, and hedging. One topic per session.

Session 10 Commodities, Gold & ETFs

History (Bretton Woods → 1971), ETF selection (GLD/IAU/GLDM), COMEX futures (GC/MGC), drivers & interactive labs.

Open Session 10

Session 11 Futures & Hedging (Deep Dive)

Contract specs, margin & P/L, basis & roll, hedge ratios, and case studies (airline fuel, jeweler, exporter).

Open Session 11

Session 12 Mutual Funds & Selection

Share classes, fee math, active vs. passive, factor/sector funds, screening workflow, common pitfalls.

Open Session 12

Morningstar Fund Selection Demo

Share classes, fee math, active vs. passive, factor/sector funds, screening workflow, common pitfalls.

Open Morningstar Demo

Session 13 FX Determinants — Simple App

Real vs. nominal rate gaps, parity basics, why the USD moves up/down, floating vs. fixed/pegs, why a president (e.g., Trump) might prefer a “weaker dollar,” why stablecoins likely have limited near-term impact on majors, and what that means for the dollar’s future.

Open FX Simple App

Session 14 Options & Volatility (Hedging)

Payoffs & Greeks, Black–Scholes intuition, protective puts and zero-cost collars, plus fuel/FX case studies with interactive labs.

Open Session 14

Session 14 Options Escape Game (Beginner)

Plain-English, one-file, offline module: pick a scenario → get a tool (call/put/protective put/covered call) → test it in the tiny payoff lab.

Open Options Escape Game

Session 15 Mortgage-Backed Securities (MBS)

How a mortgage becomes a bond; pass-throughs; agency vs. non-agency; prepayments & “negative convexity”; TBA trading basics; 2008—what failed and why; today’s watch-outs; and a short debate homework.

Open Session 15 — MBS

Session 16 ABS — Student Loans → Credit Cards → Other ABS

One-file app with: Animated cash-flow map Tranche “waterfall” (AAA → Mezz → Equity) ABS in 90s snapshot Who buys & ratings Safety & liquidity Auto-ABS news ’24–’25 Homework (SLABS) — colored & hintable

Open Session 16 — ABS

Session 17 Money Markets & Repo

Where “cash” actually lives: money market funds, T-bills, CDs, commercial paper, and repo (GC vs “specials”), plus the Fed’s ON RRP facility and SOFR. Focus on safety, liquidity, and how these markets transmit monetary policy into everything else.

Open Session 17

Session 18 (FYI) Investing Choices FYI — Not on Final

Simple frameworks and examples to think about portfolio choices (for personal finance interest only).

Open investment.html

Session 19 (FYI) IRA — Roth vs Traditional FYI — Not on Final

Quick overview of IRA types and when each might fit. Informational only.

Open ira.html